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Lloyd's Bloodstock Can an advisor contact me
If you would like a quote for your Bloodstock horses, please click on the respective link below:
Quote for:
If you have any queries please contact John on
Lloyd's Bloodstock Tel: 01566 774161 or 01566 779796
Fax: 01566 774161
If you would like to see an example of a policy summary or download a proposal then please click on the link below: Email: John@HorseInsuranceServices.co.uk _________________ The quickest way to double your money is to fold it in half and put it back in your pocket!
There is such a thing as 'Winning Fair & Square' no matter what price is on your legs!
Thanks GP. From the info I got from Kim Bailey and the BHB trainers usually charge 11% of the value of the horse to insure against death. Which implies that insurance is not available for vet expenses.
Frankly, I don't really have the time to go into insurance issues in detail, along with everything else. Was hoping you/your friend could enlighten us about terms and conditions!
Anyone out there willing to take on the insurance issue?
C'mon, guys and gals, I need a bit of support if this is to get off the ground, enthusiastic as I am! _________________ UNEXPECTED WINNER 2009 FLAT 10 TO FOLLOW COMPETITION!
I dont mind giving the guy a call & finding out what else i can from my friend, (although she's been very slow with info)! plus elsewhere. I emailed another Trainer for you guys, waiting on him to get back to me.
I can see how much work you are putting in just reading all the threads, well done with it all so far.
Good luck with it all _________________ The quickest way to double your money is to fold it in half and put it back in your pocket!
There is such a thing as 'Winning Fair & Square' no matter what price is on your legs!
For racehorse insurance I recommend Hamilton & Partners Ltd who are the leaders in racehorse insurance. You can contact them on 01285 657000. They will offer competitive quotes. _________________ If you fancy playing cricket and helping cricket charities visit http://www.tmsbtaverners.org - the Uks first online cricket team
Thanks Tregoning - interestingly, Philip Hobbs has just said he advises owners not to take out insurance (which pans out at about 10-11% of purchase price for insurance against death only - no vet expenses). He says that the premiums are higher than justified by the actual risk (he reckons 2-3% of horses dying for one reason or another during one year - which in a yard of 200 wuld make it 2 or 3 horses, for smaller yards relatively higher risk).
This makes me inclined to doubt whether insuring against loss is an economic proposition. The one thing that it would be really worth insuring against - veterinary expenses - is an uninsurable risk because of the open ended commitment it entails. No actuary would even look at a proposition like this! And in most equine policies, treatment for injuries arising from racing, hunting, polo or eventing are specifically excluded. If a company were prepared to insure against injury the premiums would probably be so high as to be prohibitive.
Just one of the many things to be decided - thanks for your help!! I'll give the firm a ring when I am rounding up info for November 11 meeting. _________________ UNEXPECTED WINNER 2009 FLAT 10 TO FOLLOW COMPETITION!
With a private horse it is your decision and many owners choose to take Hobbs advice...
But with a syndicate it is essential to have insurance as if there is a problem at least you get something back in case of a problem. The reasons being firstly that in case of problem it helps solve disputes and prevent infighting which occurs at low times and secondly it allows the syndicate to continue straight on seamlessly and get a new horse. It prevents the break up of the syndicate also.
On a personal horse it is easier to make a decision whether to write off the money or not...
_________________ If you fancy playing cricket and helping cricket charities visit http://www.tmsbtaverners.org - the Uks first online cricket team
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